When It Comes To Homeownership Get Your Head In The Game
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Testimonials

News Updates 

FIXED RATE

 

  • Conventional, FHA and VA loans have had decreased PMI pricing this year making all products popular.

SERVICES

 

  • Loans are submitted upon contract ratification with a clear to close in an average of 13-20 days.

  • Guaranteed, weekly  communication with buyers and all related parties.  

ARM PROGRAMS

 

Arm Programs of 5/1, 7/1 and 10./1 with 5/1 changes of 2/2/5.  The 7/1 qualified at start rate.  Or Create Your Own Product with and 8, 9 or 10 year product.

RENT VS. OWN

 

There is significant savings in owning your own home.  I can walk you through the steps, providing personalized analysis, to show you the difference in owning versus renting.  

The Cost of Waiting

The Fed has taken a strong position to tamper their purchase of bonds and treasury notes and the effects of those comments are being felt immediately in the market.   Freddie Mac predicts conforming loan prices to increase another .25% before the end of 2021 with an increase of 1% in interest rates by the spring market. This could increase monthly payments significantly in the coming months.  Please reach out to me for a personalized mortgage analysis to determine your Cost of Waiting.

Should I buy a home or rent in 2022?

Should I buy a home or rent in 2022?

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Kerins Associates
Your Home Loan Mortgage Strategists In Maryland, Virgina and D.C.
KerinsLoans@gmail.com  Call (301)-236-4556

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